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0183 32 State minimum insurance requirements are the car insurance requirements for each state, by law for their residents. These minimum requirements for each state can be found at the state insurance commissioner's website, we have included them here for your easy reference, just scroll down to your state and check it out.. 0183 32 Minimum liability car insurance requirements by state. The first two numbers refer to bodily injury liability limits and the third number to property damage liability. In this example, 20 40 10 means coverage up to $20,000 for each person injured in an accident, up to a maximum of $40,000 for the entire accident, and $10,000 worth of coverage for property damage..Exceptions to state minimum car insurance requirements. Proof of financial responsibility Some states, like Arizona, allow drivers to provide a bond, certificate of deposit or cash to the department of motor vehicles in place of the state minimum car insurance. The payment amount varies widely from state to state and can be as little as $30,000 .Minimum Auto Insurance Requirements Coverage. The minimum coverages and amounts of insurance that must be purchased to satisfy the financial responsibility requirements needed to register your car and obtain license plates include No Fault Personal Injury Protection to pay medical expenses, lost earnings, and other reasonable and necessary .California requires that drivers and vehicle owners carry the following minimum monetary limits $15,000 for injury or of 1 person per accident. $30,000 for injury or of 2 or more persons per accident. $5,000 for any property damage per accident..
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